Terms and Conditions


The Customers (users) of UGRO Capital Limited using this site by implication, means that user have gone through and agreed and abide by following, disclaimer, Terms & Conditions:
No warranty
It is imperative to note that UGRO CAPITAL LIMITED has taken required efforts to ensure that the information/statement/certificate provided on the UGRO CAPITAL LIMITED's Web Site is reasonably accurate, however, UGRO CAPITAL LIMITED does not warrant its accuracy, completeness or suitability, correctness, adequacy validity, whatsoever for any purpose. As such database provided is without any warranty, express or implied, as to their legal effect.
Use of any information/statement/certificate on UGRO CAPITAL LIMITED's Web site shall be at your own risk.
All information/statements/certificates should be used in accordance with applicable laws. And UGRO CAPITAL LIMITED does not undertake any kind of liability whatsoever for the same.
In case of transaction/statement/certificate is not in agreement with your record or with the information that you have, you are requested to write to UGRO CAPITAL LIMITED. You are free to mail your queries on: customercare@ugrocapital.com
UGRO CAPITAL LIMITED has provided information/database on the Web Site on an "as is where is " basis. UGRO CAPITAL LIMITED expressly disclaims to the maximum limit permissible by law, all warranties, express or implied, including, but not limiting to implied warranties of merchantability, fitness for a particular purpose and non-infringement.
Disclaims all responsibility for any loss, injury, liability or damage of any kind resulting from and arising out of, your use of the site.
Other Terms & conditions
It will be the sole responsibility of the User to ensure that the use of name and password are kept confidential and not disclosed to any third party, including any representative of the UGRO CAPITAL LIMITED, or its agents and shall take all possible care to prevent discovery of the under name or password by any person.
UGRO CAPITAL LIMITED makes no representations about the timeliness, of the services contained on the UGRO CAPITAL LIMITED web site for any purpose.
UGRO CAPITAL LIMITED makes no representations about the suitability, reliability, availability, of the services contained on the UGRO CAPITAL LIMITED web site for any purpose.
UGRO CAPITAL LIMITED shall not be responsible if any information/database/statement/certificate/page is printed/downloaded from UGRO CAPITAL LIMITED's site and after printing/ downloading complete/partial, text/information is altered/removed/obscured contained therein.
UGRO CAPITAL LIMITED, at no event , be liable/responsible for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use of the UGRO CAPITAL LIMITED's web sites.
UGRO CAPITAL LIMITED, at no event, be liable/responsible for any direct, indirect, punitive, incidental, special, consequential damages or any damages for the delay or inability to use the UGRO CAPITAL LIMITED web site, or failure to provide services, or for any information, date, statement, certificate, software, and any other services obtained through the UGRO CAPITAL LIMITED web sites, or otherwise arising out of the use of UGRO CAPITAL LIMITED web site.
Certain services, such as accounting information depends on continuous connection to the UGRO CAPITAL LIMITED's database. UGRO CAPITAL LIMITED makes no assurance, representation, promise whatsoever that such connectivity will always be available.
UGRO CAPITAL LIMITED reserves the right to suspend these services if in UGRO CAPITAL LIMITEDs opinion security of the site or of the data could be compromised.
UGRO CAPITAL LIMITED may also suspend services on the web site for any customer at its sole discretion without assigning any reason whatsoever. In such event, user shall contact UGRO CAPITAL LIMITED offices for any clarification.
Terms and Conditions for Loan Application

1. Submission of loan application to UGRO Capital Limited (“UGRO/Lender”) does not imply automatic approval by the Lender and the Lender will decide the quantum of the loan at its sole and absolute discretion. The Lender in its sole and absolute discretion may either sanction or reject the application for granting the loan. The Lender in its sole and absolute discretion also reserves the right to cancel or withdraw the approval of loan at any time subsequent to the sanction of the loan.
2. I/We have voluntarily applied for the loan without any misrepresentation, coercion, fraud and undue influence on any kind, further no discount/gift or any other undue commitment whatsoever is given or offered to me/us by UGRO or any of its authorized representative(s) which is not documented in its loan agreement.
3. Copies of Documents as per the list have been provided by me / us willingly for loan evaluation and same will not be returned in the event of rejection. That I / We shall furnish any additional documents as and when required by UGRO.
4. I/We declare that all the particulars and information and documents provided along with this form are true, correct, complete and up to date in all respects and that I/we have not withheld any information whatsoever. I/We also authorise UGRO to use the documents and information provided herewith to extract additional information from various public domains.
5. Any fault or misrepresentation in the document will be my/our sole responsibility and UGRO Ltd has the authority to take rightful action against any such fault/ misrepresentation.
6. I/ We hereby authorize and give consent to UGRO to disclose, without notice to me/ us, information furnished by me/ us in the application form(s)/ related documents executed/ to be executed in relation to the facilities to be availed by me/ us from UGRO , to U GRO's other branches/ subsidiaries/ affiliates/ Credit Bureaus/ to the Credit Information Bureau of India (CIBIL) /Rating Agencies/ Service Providers, banks/ financial institutions, governmental/ regulatory authorities or third parties who may need, process and publish the information in such manner and through such medium as it may be deemed necessary by the lender / RBI, including publishing the name as part of wilful defaulter's list from time to time, as also use for KYC information verification for information verification, credit risk analysis.
7. I/We acknowledge and understand that, irrespective of whether UGRO sanctions the loan application or not, the application / processing fees collected from me/ us by UGRO is for UGRO reviewing this loan application as per its own parameters and it is not refundable to me/us under any circumstances whatsoever.
8. I/We hereby agree and give consent to receive updates regarding my/our loan application by way of messages/WhatsApp messages sent on the registered mobile number or by email etc.
9. I/We have not been paid or offered any extra benefit in form of cash or kind by U GRO or any of its representatives.
10. I/We hereby represent and warrant that I / we have full and adequate authority to submit application and such documents for availing the loan from UGRO.
11. I/we hereby authorise and give consent to U-GRO for regularly sharing new products offerings and other promotional material with me/us in any manner as it may deem fit.