On-tap MSME Financing via GeM Sahay

A digital way of life has become the new normal. This rapid digitization and digitalization has seen a plethora of changes in the way businesses and the economy as a whole is run.

The government of India has also taken various initiatives to keep pace with the dynamic and ever-changing digital revolution. One such initiatives is the Government e-Market or GeM.

GeM is a path breaking end-to-end Marketplace for open, efficient & transparent procurement of goods and services for various government ministries, departments, Public Sector Undertakings and other apex autonomous bodies of the Central Government for Public Procurement.

GeM Sahay on the other hand is app which has been launched to address the credit access challenges faced by MSMEs. This initiative paves the way for frictionless financing with the help of digital lenders or fintech forms. MSMEs can now get a loan at the point of acceptance of an order on the GeM platform so as to provide help in meeting the working capital needs and ensure, easy availability of credit.

Presenting the U GRO Capital - GeM – Sahay Cash Flow Lending Product

GeM as a Loan Service Provider (LSP) and U GRO Capital as the first lender on the Sahay platform.

U GRO Capital is proud to be listed as the 1 st wave lender with GeM Sahay and to go live with disbursements. MSMEs can now a get loan by simply tapping and accepting the U GRO Capital offer in a matter of seconds.

Product Features

Get up to ₹ 5 Lakh Limit on your first loan

Up to 120 days tenor

Real time disbursements (Within seconds of applying for UGRO offer)

Zero Documentation Required to get loans

Zero Hidden Charges and Fully Transparent Lending Process

How does it work?

Watch this short video to understand how the whole process works in a matter of seconds

Want to update your Loan Eligibility Limit up to ₹ 25 Lakhs?

Follow these simple steps to provide GSTR access


Click here to download U GRO Capital - GeM app


Provide your GSTR access via OTP


Enjoy the updated limit based on your GSTR from U GRO Capital